OPENAPI Detail

XML JSON

Financial Services Commission_ Mortgage loan basic asset information

The mortgage loan underlying asset information API consists of underlying asset repayment history inquiry, underlying asset delinquency rate inquiry, underlying asset detailed information inquiry, underlying asset securities repayment information inquiry, and underlying asset LTV and DTI inquiry operations. The underlying asset repayment history inquiry function provides loan balance, early repayment amount, interest repayment amount, etc. by base month and issuance year, the underlying asset delinquency rate inquiry function searches for the number of delinquent cases, amount, and delinquency rate of the underlying asset, and the underlying asset detailed information inquiry function can search for interest rates, maturity, collateral information, etc. of individual loans, the underlying asset securities repayment information inquiry function provides the repayment status of each issued MBS, and the underlying asset LTV and DTI inquiry function provides the borrower's loan-to-value (LTV) and debt-to-income (DTI) ratio.

※ Application for use is only available on the PC version.

Financial Services Commission_ Mortgage loan basic asset information Information such as classification and provision of file data information system
Classified Finance, tax, and finance - finance Provided By
Department Department No
API Type REST Data Format JSON+XML
Usage 102 Keyword Mortgage loan,MBS,Over-the-counter trading,Mortgage loan underlying asset information,Delinquency rate inquiry,View underlying asset details,LTV,DTI
Registered 2020-04-24 Edited 2025-07-16
Deliberation Type dev : allow / run : allow
Payment free
Scope of License
References 오픈API 활용자가이드_금융위원회_모기지론기초자산정보.docx

Function

  • Application for Use Development level : allowed / Operation level : allowed
  • Available traffic 1000000 / Operational account can increase traffic by applying for use case registration
  • Requested Link http://apis.data.go.kr/1160100/service/GetMortLoanUndeAsseInfoService/getUndeAsseRedeInfo
  • Service URL http://apis.data.go.kr/1160100/service/GetMortLoanUndeAsseInfoService

Request Parameter

Request Parameter

Category(Korean) Category(English) Size Division Sample Data Description
한 페이지 결과 수 numOfRows 4 Essential 1 Number of results per page
페이지 번호 pageNo 4 Essential 1 page number
결과형식 resultType 4 Essential xml Result format (xml/json)
서비스키 serviceKey 400 Essential 공공데이터포털에서 받은 인증키 Authentication key received from public data portal
기준연월 basMm 2 Optional 201504 The year and month on which the work or transaction is based
유가증권발행년도 scrsIssuYr 4 Optional 2013 Year at the time the securities were issued

Response Element

Response Element

Category(Korean) Category(English) Size Division Sample Data Description
결과코드 resultCode 2 Essential 00 result code
결과메시지 resultMsg 50 Essential NORMAL SERVICE. result message
한 페이지 결과 수 numOfRows 4 Essential 1 Number of results per page
페이지 번호 pageNo 4 Essential 1 page number
전체 결과 수 totalCount 10 Essential 39 total number of results
기준연월 basMm 2 Essential 201504 The year and month on which the work or transaction is based
유동화계획코드 rqdzPlanCd 14 Optional KHFCMB2013S-09 Administrative code per liquidation plan
채권분류코드 bondCcd 4 Optional MBS Bond classification code
MBS상세분류명 mbsDtlCsfNm 100 Optional NULL Detailed Classification Name of Mortgage-Backed Securities (MBS)
유가증권발행년도 scrsIssuYr 4 Essential 2013 Year at the time the securities were issued
유가증권발행회차번호 scrsIssuRndNo 14 Optional MBS 2013-09 Issuance number given when securities are issued
유가증권발행일자 scrsIssuDt 8 Optional 20130314 Date of issuance of securities
초기대출건수 intlLoanCcnt 9 Optional 7009 The number of loans at the time of issuance of MBS, etc.
초기대출잔액 intlLoanBal 22,7 Optional 638357904025 Loan balance at the time of issuance of MBS, etc.
전월대출잔액 pvmnLoanBal 18,3 Optional 338353076 Loan balance as of the previous month
조기상환금액 clrdAmt 22,7 Optional 40887912 Amount prepaid before maturity
당월총상환금액 thmmTrdpAmt 18,3 Optional 41995032 Total repayment amount as of the current month
조기상환비율 clrdRto 26,10 Optional 12.08 Percentage of prepaid amount before maturity
기준월대출잔액 basMmLoanBal 22,7 Optional 296358044 Loan balance as of base month
기준월대출잔액비율 basMmLoanBalRto 26,10 Optional .05 The ratio between the loan balance of the base month and the loan balance at the end of the previous month
이자상환금액 intRdptAmt 22,7 Optional 0 Interest Repayment Amount

Sample Code

Please check the sample code on your PC.