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    <dcat:Catalog>
        <dcat:dataset>
            <dcat:Dataset>
                <dct:description xml:lang="kr">저소득층 대상 자산형성지원사업인 희망저축계좌 Ⅰ·Ⅱ 참여자를 대상으로 한 제1차~제4차 패널 조사 데이터와 코드북을 제공합니다. <br/>본 데이터는 시간 경과에 따른 참여자들의 변화를 추적하여 정책 효과를 면밀히 분석하고, 향후 자활 정책 수립에 기여할 것입니다.<br/>조사표와 세부 연구 결과는 한국자활복지개발원 대표 홈페이지 내 "기관자료" > "정책자료" > "연구보고서"에서 해당 연구보고서를 참고하여 주시기 바랍니다. <br/>또한, 데이터의 효율적인 활용을 돕는 유저가이드는 동일 홈페이지 "기관자료" > "정책자료" > "사업자료"에서 제공되는 유저가이드를 참고하여 주시기 바랍니다.</dct:description>
                <dct:description xml:lang="en">We are providing the data and codebooks for the 1st through 4th panel surveys conducted on participants of the Hope Savings Account I and II, an asset formation support program for low-income individuals. This data tracks changes in participants over time to closely analyze policy effects and will contribute to the formulation of future self-sufficiency policies. For the survey questionnaires and detailed research results, please refer to the relevant research reports located under 'Institutional Data' > 'Policy Data' > 'Research Reports' on the official website of the Korea Institute for Self-Sufficiency Welfare. Additionally, for a user guide to assist with the efficient use of the data, please refer to the user guide provided under 'Institutional Data' > 'Policy Data' > 'Project Data' on the same website.</dct:description>
                <dct:title xml:lang="kr">한국자활복지개발원_희망저축계좌 참여자 패널 데이터(1차-4차)</dct:title>
                <dct:title xml:lang="en">Korea Institute for Self-Reliance Welfare Development_Hope Savings Account Participant Panel Data (1st-4th)</dct:title>
                <dct:issued rdf:datatype="http://www.w3.org/2001/XMLSchema#date">2026-04-23</dct:issued>
                <dct:modified rdf:datatype="http://www.w3.org/2001/XMLSchema#date">2026-04-24</dct:modified>
                <dct:publisher>
                    <foaf:Organization>
                        <foaf:name>한국자활복지개발원</foaf:name>
                        
                    </foaf:Organization>
                </dct:publisher>
                <dcat:contactPoint>
                    <vcard:Organization>
                        <vcard:organization-unit>자활정책개발부</vcard:organization-unit>
                        <vcard:hasTelephone rdf:resource="02-3415-6996"/>
                    </vcard:Organization>
                </dcat:contactPoint>
                <dct:conformsTo ></dct:conformsTo>
                <dcat:theme>사회복지 - 취약계층지원</dcat:theme>
                <dcat:keyword xml:lang="kr">자산형성지원사업,희망저축계좌,패널조사,취약계층지원,자활정책자료</dcat:keyword>
                <dcat:keyword xml:lang="en">Asset formation support program,Hope Savings Account,Panel survey,Support for vulnerable groups,Self-reliance policy data</dcat:keyword>
                <dct:rights>이용허락범위 제한 없음</dct:rights>
                <dct:accrualPeriodicity>수시</dct:accrualPeriodicity>
                
                <dcat:landingPage rdf:resource="https://www.data.go.kr/data/15159228/fileData.do"/>
                <dcat:distribution>
                    <dcat:Distribution>
                        <dct:accessURL ></dct:accessURL>
                        <dcat:description></dcat:description>
                        <dcat:format>zip</dcat:format>
                        <dct:issued rdf:datatype="http://www.w3.org/2001/XMLSchema#date">2026-04-24</dct:issued>
                        <dcat:title>한국자활복지개발원_희망저축계좌 참여자 패널 데이터(1차-4차)_20260127</dcat:title>
                    </dcat:Distribution>
                </dcat:distribution>
                <dct:spatial></dct:spatial>
                <dct:temporal></dct:temporal>
            </dcat:Dataset>
        </dcat:dataset>

        
    </dcat:Catalog>
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