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    <dcat:Catalog>
        <dcat:dataset>
            <dcat:Dataset>
                <dct:description xml:lang="kr">공무원연금공단이 합산반납금  신청자에게 적용하는 연도별 이율 및 연체율 현황 데이터입니다. <br/>합산반납금은 과거 퇴직 시 수령한 퇴직급여 일시금을 반납하여 이전 재직기간을 현재 재직기간과 합산하기 위한 제도입니다.<br/><br/>본 데이터는 적용 기간, 합산 및 연계 시 적용되는 이율, 그리고 납부가 지연될 경우 적용되는 연체율을 제공합니다.<br/><br/>재직기간 합산 또는 공적연금 연계를 고려하는 공무원이 부담해야 할 이자 비용을 계산하는데 활용될 수 있으며,<br/>자세한 산정 기준은 공무원연금법  제26조 및 동법 시행령 제22조에서 확인할 수 있습니다.</dct:description>
                <dct:description xml:lang="en">This data provides annual interest rates and delinquency rates applied by the National Pension Service to applicants for the Combined Retirement Plan. The Combined Retirement Plan allows applicants to return lump-sum retirement benefits received upon retirement and combine their previous service period with their current service period. This data provides the applicable period, the interest rates applicable for combining and linking, and the delinquency rates applicable for late payments. This data can be used to calculate the interest costs to be borne by civil servants considering combining service periods or linking to public pensions. Detailed calculation criteria can be found in Article 26 of the Civil Servants Pension Act and Article 22 of the Enforcement Decree of the same Act.</dct:description>
                <dct:title xml:lang="kr">공무원연금공단_합산반납금 연계이율 및 연체율 정보</dct:title>
                <dct:title xml:lang="en">National Pension Service_Information on combined return interest rates and delinquency rates</dct:title>
                <dct:issued rdf:datatype="http://www.w3.org/2001/XMLSchema#date">2025-11-14</dct:issued>
                <dct:modified rdf:datatype="http://www.w3.org/2001/XMLSchema#date">2025-11-17</dct:modified>
                <dct:publisher>
                    <foaf:Organization>
                        <foaf:name>공무원연금공단</foaf:name>
                        
                    </foaf:Organization>
                </dct:publisher>
                <dcat:contactPoint>
                    <vcard:Organization>
                        <vcard:organization-unit>AI혁신팀</vcard:organization-unit>
                        <vcard:hasTelephone rdf:resource="064-802-2383"/>
                    </vcard:Organization>
                </dcat:contactPoint>
                <dct:conformsTo ></dct:conformsTo>
                <dcat:theme>일반공공행정 - 일반행정</dcat:theme>
                <dcat:keyword xml:lang="kr">공무원,연금,합산반납금,연계,연체율</dcat:keyword>
                <dcat:keyword xml:lang="en">public official,pension,Combined return amount,Linkage,Delinquency rate</dcat:keyword>
                <dct:rights>이용허락범위 제한 없음</dct:rights>
                <dct:accrualPeriodicity>연간</dct:accrualPeriodicity>
                
                <dcat:landingPage rdf:resource="https://www.data.go.kr/data/15152381/fileData.do"/>
                <dcat:distribution>
                    <dcat:Distribution>
                        <dct:accessURL ></dct:accessURL>
                        <dcat:description></dcat:description>
                        <dcat:format>csv</dcat:format>
                        <dct:issued rdf:datatype="http://www.w3.org/2001/XMLSchema#date">2025-11-17</dct:issued>
                        <dcat:title>공무원연금공단_합산반납금 연계이율 및 연체율 정보_20250101</dcat:title>
                    </dcat:Distribution>
                </dcat:distribution>
                <dct:spatial></dct:spatial>
                <dct:temporal></dct:temporal>
            </dcat:Dataset>
        </dcat:dataset>

        
    </dcat:Catalog>
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