<?xml version="1.0" encoding="UTF-8"?>
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    <dcat:Catalog>
        <dcat:dataset>
            <dcat:Dataset>
                <dct:description xml:lang="kr">국민행복기금 관리 채무자의 연도별 채무조정 건수 및 이 중 사회취약계층(70세 이상 고령자, 기초수급자, 중증장애인 및 국가유공자(1~3급), 차상위계층) 채무조정 통계를 CSV 파일 형태로 제공하는 데이터입니다.<br/>국민행복기금에서 관리하는 장기연체채권 및 구상채권 관련하여 채무조정 프로그램(만기연장 및 원금감면 등)을 이용하는 채무자 수 및 사회 취약계층에 해당하는 비율 등에 대한 정보를 알 수 있습니다. 또한, 정부 정책과제인 서민금융 접근성 및 금융소외자 지원 확대 기조에 따라, 취약성이 큰 고령자 및 장애인 등의 자활의지 및 경제적 재기지원 방안 마련의 당위성·필요성을 도출하기 위한 기초자료로 활용될 수 있습니다.</dct:description>
                <dct:description xml:lang="en">This data provides statistics on the number of debt adjustments by year for debtors managed by the National Happiness Fund, as well as debt adjustment statistics for socially vulnerable groups (senior citizens aged 70 and older, basic livelihood security recipients, persons with severe disabilities, persons of national merit (Levels 1-3), and the near-poor class) in CSV format. This data provides information on the number of debtors utilizing debt adjustment programs (such as maturity extensions and principal reductions) for long-term overdue and subrogated debts managed by the National Happiness Fund, as well as the percentage of those in socially vulnerable groups. Furthermore, in line with the government&amp;#39;s policy initiative to increase access to microfinance and support for the financially underserved, this data can be used as basic data to determine the necessity and justification for developing measures to support the self-reliance and economic recovery of vulnerable groups, such as the elderly and persons with disabilities.</dct:description>
                <dct:title xml:lang="kr">한국자산관리공사_국민행복기금 연도별 취약계층 채무조정 현황</dct:title>
                <dct:title xml:lang="en">Korea Asset Management Corporation_National Happiness Fund Annual Debt Adjustment Status for Vulnerable Groups</dct:title>
                <dct:issued rdf:datatype="http://www.w3.org/2001/XMLSchema#date">2025-11-05</dct:issued>
                <dct:modified rdf:datatype="http://www.w3.org/2001/XMLSchema#date">2025-11-05</dct:modified>
                <dct:publisher>
                    <foaf:Organization>
                        <foaf:name>한국자산관리공사</foaf:name>
                        
                    </foaf:Organization>
                </dct:publisher>
                <dcat:contactPoint>
                    <vcard:Organization>
                        <vcard:organization-unit>기금관리처</vcard:organization-unit>
                        <vcard:hasTelephone rdf:resource="051-794-3740"/>
                    </vcard:Organization>
                </dcat:contactPoint>
                <dct:conformsTo ></dct:conformsTo>
                <dcat:theme>일반공공행정 - 재정·금융</dcat:theme>
                <dcat:keyword xml:lang="kr">국민행복기금,연도별 채무조정,취약계층 금융,기초수급자,고령자,장애인,차상위계층,채무조정</dcat:keyword>
                <dcat:keyword xml:lang="en">National Happiness Fund,Debt adjustment by year,Finance for the Vulnerable,Basic livelihood security recipients,elderly people,disabled people,lower class,debt restructuring</dcat:keyword>
                <dct:rights>이용허락범위 제한 없음</dct:rights>
                <dct:accrualPeriodicity>연간</dct:accrualPeriodicity>
                
                <dcat:landingPage rdf:resource="https://www.data.go.kr/data/15151363/fileData.do"/>
                <dcat:distribution>
                    <dcat:Distribution>
                        <dct:accessURL ></dct:accessURL>
                        <dcat:description></dcat:description>
                        <dcat:format>csv</dcat:format>
                        <dct:issued rdf:datatype="http://www.w3.org/2001/XMLSchema#date">2025-11-05</dct:issued>
                        <dcat:title>한국자산관리공사_국민행복기금 연도별 취약계층 채무조정 현황_20241231</dcat:title>
                    </dcat:Distribution>
                </dcat:distribution>
                <dct:spatial></dct:spatial>
                <dct:temporal>2020년 1월 1일 - 2024년 12월 31일</dct:temporal>
            </dcat:Dataset>
        </dcat:dataset>

        
    </dcat:Catalog>
</rdf:RDF>