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    <dcat:Catalog>
        <dcat:dataset>
            <dcat:Dataset>
                <dct:description xml:lang="kr">착오송금 반환지원 금액구간별 평균 지급률 공공데이터는, 실수로 잘못 송금한 돈에 대해 예금보험공사가 지원한 반환 사례들을 착오송금액 대비 반환금액을 구간별로 나눠 분석한 정보입니다.<br/><br/>이 데이터는 다음과 같은 내용을 포함합니다:<br/><br/>금액 구간: 예를 들어 5만원이상 10만원이하 , 10만원초과 20만 원이하  등 8단계로 구분.("25년부터는 1억원 이상도 집계할 예정)<br/><br/>자진반환 누적 평균 지급률 : 자진반환 단계에서 반환받은 신청인이 부담하는 착오송금액 대비 평균 비용 비율<br/><br/>법적절차 누적 평균 지급률 : 법적절차 단계에서 반환받은 신청인이 부담하는 착오송금액 대비 평균 비용 비율<br/><br/>전체 누적 평균 지급률 : 제도를 통해 반환받은 전체 신청인이 부담하는 착오송금액 대비 평균 비용 비율<br/><br/>이 데이터는 국민들이 착오송금 발생 시 금액대별로 반환 가능성을 예측하고, 제도 이용에 참고할 수 있도록 제공됩니다. 또한 금융기관이나 정책 입안자들이 제도 개선에 활용할 수 있습니다.</dct:description>
                <dct:description xml:lang="en">The average payment rate by amount section of the erroneous remittance return support public data is information that analyzes the refund amount by section compared to the erroneous remittance amount in cases where the Korea Deposit Insurance Corporation supported the return of money that was mistakenly remitted. This data includes the following: Amount section: For example, divided into 8 stages such as 50,000 won or more to 100,000 won or less, over 100,000 won to 200,000 won or less. (Starting in 2025, we plan to count 100 million won or more.) Voluntary return cumulative average payment rate: The average cost ratio compared to the erroneous remittance amount borne by the applicant who received the return at the voluntary return stage. Legal procedure cumulative average payment rate: The average cost ratio compared to the erroneous remittance amount borne by the applicant who received the return at the legal procedure stage. Total cumulative average payment rate: The average cost ratio compared to the erroneous remittance amount borne by all applicants who received the return through the schema. This data is provided so that the public can predict the possibility of a return by amount section when an erroneous remittance occurs and use it as a reference when using the schema. It can also be used by financial institutions and policymakers to improve the schema.</dct:description>
                <dct:title xml:lang="kr">예금보험공사_착오송금 반환지원 금액구간별 평균 지급률</dct:title>
                <dct:title xml:lang="en">Korea Deposit Insurance Corporation_Average payment rate by amount range for return support for erroneous remittances</dct:title>
                <dct:issued rdf:datatype="http://www.w3.org/2001/XMLSchema#date">2026-06-01</dct:issued>
                <dct:modified rdf:datatype="http://www.w3.org/2001/XMLSchema#date">2026-06-01</dct:modified>
                <dct:publisher>
                    <foaf:Organization>
                        <foaf:name>예금보험공사</foaf:name>
                        
                    </foaf:Organization>
                </dct:publisher>
                <dcat:contactPoint>
                    <vcard:Organization>
                        <vcard:organization-unit>착오송금반환지원부</vcard:organization-unit>
                        <vcard:hasTelephone rdf:resource="02-758-0269"/>
                    </vcard:Organization>
                </dcat:contactPoint>
                <dct:conformsTo >예금자보호법 제18조 제1항 제6의 2호</dct:conformsTo>
                <dcat:theme>일반공공행정 - 재정·금융</dcat:theme>
                <dcat:keyword xml:lang="kr">착오송금,착오송금 반환지원제도,평균 비용,금액구간별,평균지급률</dcat:keyword>
                <dcat:keyword xml:lang="en">erroneous transfer,Erroneous Transfer Refund Support System,Average cost,By amount range,Average payout rate</dcat:keyword>
                <dct:rights>이용허락범위 제한 없음</dct:rights>
                <dct:accrualPeriodicity>연간</dct:accrualPeriodicity>
                
                <dcat:landingPage rdf:resource="https://www.data.go.kr/data/15128346/fileData.do"/>
                <dcat:distribution>
                    <dcat:Distribution>
                        <dct:accessURL ></dct:accessURL>
                        <dcat:description></dcat:description>
                        <dcat:format>csv</dcat:format>
                        <dct:issued rdf:datatype="http://www.w3.org/2001/XMLSchema#date">2026-06-01</dct:issued>
                        <dcat:title>예금보험공사_착오송금 반환지원 금액구간별 평균 지급률_20251231</dcat:title>
                    </dcat:Distribution>
                </dcat:distribution>
                <dct:spatial></dct:spatial>
                <dct:temporal></dct:temporal>
            </dcat:Dataset>
        </dcat:dataset>

        
    </dcat:Catalog>
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