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    <dcat:Catalog>
        <dcat:dataset>
            <dcat:Dataset>
                <dct:description xml:lang="kr">해당 자료는 기업의 총차입금/총부채 비율에 대해 재무제표보다 동태적인 시계열 형식으로 확인하실 수 있는 자료입니다.-  총차입금/부채 비율 : 신용공여상(전전월 기준) 총차입금을 재무제표상 총부채로 나눈 지표로, 기업의 총 부채금액 중 차입금의 비중을 최근 기준으로 파악할 수 있습니다.- 통계 프로그램상 2022년 3월 이후부터 확인 가능합니다. 해당 자료는 내부 업무 개선, 정책 수립을 위한 참고자료, 대국민 안내 및 홍보용으로도 유용하게 활용될 수 있는 콘텐츠입니다. 또한, 다양한 사용자층의 이해 수준을 고려하여 시각적 요소와 함께 정보 접근성을 강화하였으며, 교육용 및 정책 홍보 자료로서도 활용도가 높습니다</dct:description>
                <dct:description xml:lang="en">This data allows you to check the total borrowing/total debt ratio of a company in a more dynamic time series format than financial statements. - Total borrowing/debt ratio: This indicator divides total borrowings under credit facilities (based on the previous month) by total liabilities on financial statements, allowing you to determine the proportion of borrowings among a company&amp;#39;s total debt as of the most recent date. - Available from March 2022 onwards in statistical programs. This data is useful content that can be used for internal work improvement, reference materials for policy formulation, and for public information and promotional purposes. In addition, visual elements were added to enhance information accessibility, taking into account the understanding levels of various user groups, and it is also highly useful as educational and policy promotional materials.</dct:description>
                <dct:title xml:lang="kr">신용보증기금_기업의 총부채 대비 총차입금 비율_월별_지역별</dct:title>
                <dct:title xml:lang="en">Korea Credit Guarantee Fund_Ratio of total borrowings to total corporate debt_monthly_region</dct:title>
                <dct:issued rdf:datatype="http://www.w3.org/2001/XMLSchema#date">2023-08-24</dct:issued>
                <dct:modified rdf:datatype="http://www.w3.org/2001/XMLSchema#date">2025-08-06</dct:modified>
                <dct:publisher>
                    <foaf:Organization>
                        <foaf:name>신용보증기금</foaf:name>
                        
                    </foaf:Organization>
                </dct:publisher>
                <dcat:contactPoint>
                    <vcard:Organization>
                        <vcard:organization-unit>빅데이터부</vcard:organization-unit>
                        <vcard:hasTelephone rdf:resource="053-430-4574"/>
                    </vcard:Organization>
                </dcat:contactPoint>
                <dct:conformsTo ></dct:conformsTo>
                <dcat:theme>산업·통상·중소기업 - 산업금융</dcat:theme>
                <dcat:keyword xml:lang="kr">총부채,총차입금,중소기,부채,입금,비율</dcat:keyword>
                <dcat:keyword xml:lang="en">Total debt,Total borrowings,Small and medium-sized enterprises,fan,Deposit,ratio</dcat:keyword>
                <dct:rights>이용허락범위 제한 없음</dct:rights>
                <dct:accrualPeriodicity>수시</dct:accrualPeriodicity>
                
                <dcat:landingPage rdf:resource="https://www.data.go.kr/data/15120229/fileData.do"/>
                <dcat:distribution>
                    <dcat:Distribution>
                        <dct:accessURL ></dct:accessURL>
                        <dcat:description></dcat:description>
                        <dcat:format>csv</dcat:format>
                        <dct:issued rdf:datatype="http://www.w3.org/2001/XMLSchema#date">2024-08-15</dct:issued>
                        <dcat:title>신용보증기금_기업의 총부채 대비 총차입금 비율_월별_지역별_20230630</dcat:title>
                    </dcat:Distribution>
                </dcat:distribution>
                <dct:spatial></dct:spatial>
                <dct:temporal></dct:temporal>
            </dcat:Dataset>
        </dcat:dataset>

        
    </dcat:Catalog>
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