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    <dcat:Catalog>
        <dcat:dataset>
            <dcat:Dataset>
                <dct:description xml:lang="kr">저소득층의 자립을 돕기 위해 핵심 자산형성지원사업으로 운영되는 **희망저축계좌 Ⅰ·Ⅱ** 참여자들을 대상으로 진행된 **제1차 패널 조사**의 데이터와 상세 코드북을 제공합니다. 이 자료는 저소득층의 자산이 쌓여가는 과정과 자활 역량을 강화하는 것에 대해 더 깊이 이해하는 데 도움을 줄 귀중한 기반이 될 것입니다.<br/>조사표와 더 자세한 조사 내용, 그리고 연구 결과는 **한국자활복지개발원** 대표 홈페이지에서 확인하실 수 있습니다. 홈페이지 내 '자료' > '정책자료' > '개발원 연구자료' 경로를 통해 해당 연구보고서를 반드시 참고하시기 바랍니다.</dct:description>
                <dct:description xml:lang="en">We are providing data and a detailed codebook from the **First Panel Survey**, conducted on participants of **Hope Savings Accounts I and II**, a core asset-building support program designed to help low-income households achieve self-sufficiency. This data will serve as a valuable foundation for further understanding the process of asset accumulation and strengthening self-sufficiency among low-income households. The survey, more detailed survey results, and research findings can be found on the **Korea Institute for Self-Sufficiency and Welfare** website. Be sure to refer to the relevant research report via the website&amp;#39;s \Data\ > \Policy Data\ > \Institute Research Data\ links.</dct:description>
                <dct:title xml:lang="kr">한국자활복지개발원_희망저축계좌 참여자 패널 데이터(1차)</dct:title>
                <dct:title xml:lang="en">Korea Self-Sufficiency Welfare Development Institute_Hope Savings Account Participant Panel Data (1st)</dct:title>
                <dct:issued rdf:datatype="http://www.w3.org/2001/XMLSchema#date">2023-04-26</dct:issued>
                <dct:modified rdf:datatype="http://www.w3.org/2001/XMLSchema#date">2025-08-18</dct:modified>
                <dct:publisher>
                    <foaf:Organization>
                        <foaf:name>한국자활복지개발원</foaf:name>
                        
                    </foaf:Organization>
                </dct:publisher>
                <dcat:contactPoint>
                    <vcard:Organization>
                        <vcard:organization-unit>정보화지원부</vcard:organization-unit>
                        <vcard:hasTelephone rdf:resource="02-3415-6948"/>
                    </vcard:Organization>
                </dcat:contactPoint>
                <dct:conformsTo ></dct:conformsTo>
                <dcat:theme>사회복지 - 취약계층지원</dcat:theme>
                <dcat:keyword xml:lang="kr">자산형성지원사업,희만저축계좌,저소득 통장사업,패널조사,자활정책</dcat:keyword>
                <dcat:keyword xml:lang="en">Asset formation support project,Hope Savings Account,Low-income savings account business,Panel survey,Self-reliance policy</dcat:keyword>
                <dct:rights>공공저작물_출처표시</dct:rights>
                <dct:accrualPeriodicity>수시</dct:accrualPeriodicity>
                
                <dcat:landingPage rdf:resource="https://www.data.go.kr/data/15113552/fileData.do"/>
                <dcat:distribution>
                    <dcat:Distribution>
                        <dct:accessURL ></dct:accessURL>
                        <dcat:description></dcat:description>
                        <dcat:format>zip</dcat:format>
                        <dct:issued rdf:datatype="http://www.w3.org/2001/XMLSchema#date">2025-02-05</dct:issued>
                        <dcat:title>한국자활복지개발원_희망저축계좌 참여자 패널 데이터(1차)_20221231</dcat:title>
                    </dcat:Distribution>
                </dcat:distribution>
                <dct:spatial></dct:spatial>
                <dct:temporal></dct:temporal>
            </dcat:Dataset>
        </dcat:dataset>

        
    </dcat:Catalog>
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