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    <dcat:Catalog>
        <dcat:dataset>
            <dcat:Dataset>
                <dct:description xml:lang="kr">이 데이터는 기술보증기금의 지역별 대출 종류별 보증 및 사고 현황을 나타냅니다. 각 지역구분과 보증종류에 따라 보증 건수, 잔액, 사고 건수, 사고 금액 및 사고 비율을 제공합니다.<br/><br/>데이터 구성<br/><br/>연도구분: 보증 및 사고 현황이 기록된 연도와 분기 (예: 2015년1분기)<br/><br/>지역구분: 보증 및 사고 현황을 구분하는 지역 (예: 수도권, 영남권)<br/><br/>보증종류: 보증의 종류 (예: 대출보증, 비은행대출보증, 기타)<br/><br/>법인보증건수: 법인에 대한 보증 건수<br/><br/>법인보증잔액(억원): 법인에 대한 보증 잔액 (억원 단위)<br/><br/>개인보증건수: 개인에 대한 보증 건수<br/><br/>개인보증잔액(억원): 개인에 대한 보증 잔액 (억원 단위)<br/><br/>법인사고건수: 법인에 발생한 보증사고 건수<br/><br/>법인사고금액(억원): 법인에 발생한 보증사고 금액 (억원 단위)<br/><br/>법인사고율: 법인에 대한 보증사고 발생 비율 (퍼센트 단위)<br/><br/>개인사고건수: 개인에 발생한 보증사고 건수<br/><br/>개인사고금액(억원): 개인에 발생한 보증사고 금액 (억원 단위)<br/><br/>개인사고율: 개인에 대한 보증사고 발생 비율 (퍼센트 단위)<br/><br/>이 데이터는 기술보증기금의 보증사고 현황을 지역별 및 보증 종류별로 분석할 수 있도록 돕습니다. 각 지역과 보증 종류에 따른 보증 건수, 사고 건수, 사고 금액을 파악할 수 있으며, 이를 통해 특정 지역과 보증 종류에서 발생한 사고의 규모와 발생 비율을 확인할 수 있습니다.</dct:description>
                <dct:description xml:lang="en">This data presents the status of guarantees and defaults by loan type and region from the Korea Technology Finance Corporation. For each region and guarantee type, it provides the number of guarantees, balance, number of defaults, default amount, and default rate. Data composition Year classification: Year and quarter in which the guarantee and accident status was recorded (e.g., 1st quarter of 2015) Regional classification: Region that classifies the guarantee and accident status (e.g., metropolitan area, Yeongnam region) Guarantee type: Type of guarantee (e.g., loan guarantee, non-bank loan guarantee, others) Number of corporate guarantees: Number of guarantees for corporations Balance of corporate guarantees (KRW 100 million): Balance of guarantees for corporations (KRW 100 million) Number of individual guarantees: Number of guarantees for individuals Balance of individual guarantees (KRW 100 million): Balance of guarantees for individuals (KRW 100 million) Number of corporate accidents: Number of guarantee accidents that occurred for corporations Corporate accident amount (KRW 100 million): Amount of guarantee accidents that occurred for corporations (KRW 100 million) Corporate accident rate: Rate of occurrence of guarantee accidents for corporations (percentage) Number of individual accidents: Number of guarantee accidents that occurred for individuals Individual accident amount (KRW 100 million): Amount of guarantee accidents that occurred for individuals (KRW 100 million) Individual accident rate: Rate of occurrence of guarantee accidents for individuals (percentage) This data is based on the Korea Technology Finance Corporation&amp;#39;s guarantee accidents. This helps you analyze your situation by region and warranty type. You can identify the number of warranties, accidents, and accident amounts by region and warranty type, allowing you to determine the scale and rate of accidents occurring in specific regions and warranty types.</dct:description>
                <dct:title xml:lang="kr">기술보증기금_지역별 대출종류별 보증및사고현황</dct:title>
                <dct:title xml:lang="en">Technology Guarantee Fund_Guarantee and Accident Status by Loan Type and Region</dct:title>
                <dct:issued rdf:datatype="http://www.w3.org/2001/XMLSchema#date">2019-05-07</dct:issued>
                <dct:modified rdf:datatype="http://www.w3.org/2001/XMLSchema#date">2025-11-14</dct:modified>
                <dct:publisher>
                    <foaf:Organization>
                        <foaf:name>기술보증기금</foaf:name>
                        
                    </foaf:Organization>
                </dct:publisher>
                <dcat:contactPoint>
                    <vcard:Organization>
                        <vcard:organization-unit>AI데이터전략부</vcard:organization-unit>
                        <vcard:hasTelephone rdf:resource="051-606-7392"/>
                    </vcard:Organization>
                </dcat:contactPoint>
                <dct:conformsTo ></dct:conformsTo>
                <dcat:theme>산업·통상·중소기업 - 산업금융</dcat:theme>
                <dcat:keyword xml:lang="kr">법인 보증,개인 보증,대출종류별,보증현황,사고현</dcat:keyword>
                <dcat:keyword xml:lang="en">corporate guarantee,personal guarantee,By loan type,Warranty status,Sago Hyun</dcat:keyword>
                <dct:rights>이용허락범위 제한 없음</dct:rights>
                <dct:accrualPeriodicity>수시</dct:accrualPeriodicity>
                
                <dcat:landingPage rdf:resource="https://www.data.go.kr/data/15048923/fileData.do"/>
                <dcat:distribution>
                    <dcat:Distribution>
                        <dct:accessURL ></dct:accessURL>
                        <dcat:description></dcat:description>
                        <dcat:format>csv</dcat:format>
                        <dct:issued rdf:datatype="http://www.w3.org/2001/XMLSchema#date">2020-08-03</dct:issued>
                        <dcat:title>기술보증기금_지역별, 대출종류별 보증및사고현황_20190507</dcat:title>
                    </dcat:Distribution>
                </dcat:distribution>
                <dct:spatial></dct:spatial>
                <dct:temporal></dct:temporal>
            </dcat:Dataset>
        </dcat:dataset>

        
    </dcat:Catalog>
</rdf:RDF>