<?xml version="1.0" encoding="UTF-8"?>
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    <dcat:Catalog>
        <dcat:dataset>
            <dcat:Dataset>
                <dct:description xml:lang="kr">한국자산관리공사의 국민행복기금(구 신용회복기금)을 통해 취약채무자를 지원한 채무조정 현황 데이터입니다.<br/>연도별 국민행복기금(구 신용회복기금) 채무조정 프로그램을 통해 수혜를 받은 채무자 수 와 지원금액을 확인 할 수 있습니다.<br/>국민행복기금 채무조정 제도는 채무자의 자활의지, 상환능력(소득수준, 나이, 재산유무 등) 등 종합적 판단 후 채무 감면 및 잔여 채무를 분할상환 가능하도록 지원하는 제도입니다.<br/><br/>* 칼럼별 정보는 국민행복기금 채무조정 제도를 통해 연도별 수혜를 받은 지원자 및 지원금액 세부 데이터입니다.<br/><br/><br/><br/><br/><br/></dct:description>
                <dct:description xml:lang="en">This is the debt adjustment status data that supported vulnerable debtors through the National Happiness Fund (formerly the Credit Recovery Fund) of the Korea Asset Management Corporation. You can check the number of debtors who benefited from the National Happiness Fund (formerly the Credit Recovery Fund) debt adjustment program by year and the amount of support. The National Happiness Fund debt adjustment schema is a schema that supports debt reduction and installment repayment of remaining debt after comprehensively judging the debtor&amp;#39;s will to be self-sufficient, repayment ability (income level, age, asset status, etc.). * Information by column is detailed data on applicants who benefited from the National Happiness Fund debt adjustment schema by year and the amount of support.</dct:description>
                <dct:title xml:lang="kr">한국자산관리공사_국민행복기금(구 신용회복기금) 채무조정 현황</dct:title>
                <dct:title xml:lang="en">Korea Asset Management Corporation_National Happiness Fund (formerly Credit Recovery Fund) debt adjustment status</dct:title>
                <dct:issued rdf:datatype="http://www.w3.org/2001/XMLSchema#date">2026-03-20</dct:issued>
                <dct:modified rdf:datatype="http://www.w3.org/2001/XMLSchema#date">2026-03-20</dct:modified>
                <dct:publisher>
                    <foaf:Organization>
                        <foaf:name>한국자산관리공사</foaf:name>
                        
                    </foaf:Organization>
                </dct:publisher>
                <dcat:contactPoint>
                    <vcard:Organization>
                        <vcard:organization-unit>기금관리처</vcard:organization-unit>
                        <vcard:hasTelephone rdf:resource="051-794-3740"/>
                    </vcard:Organization>
                </dcat:contactPoint>
                <dct:conformsTo ></dct:conformsTo>
                <dcat:theme>일반공공행정 - 재정·금융</dcat:theme>
                <dcat:keyword xml:lang="kr">국민행복기금,채무조정,연체채권,신용회복,취약채무자</dcat:keyword>
                <dcat:keyword xml:lang="en">National Happiness Fund,Debt restructuring,delinquent debt,credit recovery,vulnerable debtors</dcat:keyword>
                <dct:rights>이용허락범위 제한 없음</dct:rights>
                <dct:accrualPeriodicity>연간</dct:accrualPeriodicity>
                
                <dcat:landingPage rdf:resource="https://www.data.go.kr/data/15045734/fileData.do"/>
                <dcat:distribution>
                    <dcat:Distribution>
                        <dct:accessURL ></dct:accessURL>
                        <dcat:description></dcat:description>
                        <dcat:format>csv</dcat:format>
                        <dct:issued rdf:datatype="http://www.w3.org/2001/XMLSchema#date">2026-03-20</dct:issued>
                        <dcat:title>한국자산관리공사_국민행복기금(구 신용회복기금) 채무조정 현황_20251231</dcat:title>
                    </dcat:Distribution>
                </dcat:distribution>
                <dct:spatial></dct:spatial>
                <dct:temporal></dct:temporal>
            </dcat:Dataset>
        </dcat:dataset>

        
    </dcat:Catalog>
</rdf:RDF>