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<rdf:RDF xmlns:foaf="http://xmlns.com/foaf/0.1/" xmlns:dct="http://purl.org/dc/terms/" xmlns:rdf="http://www.w3.org/1999/02/22-rdf-syntax-ns#" xmlns:dcat="http://www.w3.org/ns/dcat#" xmlns:vcard="http://www.w3.org/2006/vcard/ns#">
    <dcat:Catalog>
        <dcat:dataset>
            <dcat:Dataset>
                <dct:description xml:lang="kr">국민행복기금 보증대출상품(햇살론15·17)에 대해, 대출은행 측의 부실사고통지 사유(미납(3회차 이상 연체 등), 회생·파산신청, 새출발기금 신청, 신용관리정보등재)를 연령별로 분류한 통계자료를 CSV 파일 형태로 제공하는 데이터입니다.<br/>과중 채무자의 공적 채무조정(회생·파산·신복위 등) 또는 새출발기금·국민행복기금 채무조정 프로그램 수요 등을 파악하기 위한 기초자료로, 대상별(연령대별)·위기상황별 맞춤형 금융 복지프로그램 개발 및 홍보, 신용·부채관리 컨설팅 등에 활용할 수 있습니다.</dct:description>
                <dct:description xml:lang="en">This data provides statistical data in CSV format, categorized by age, regarding the National Happiness Fund-guaranteed loan products (Haetsal Loan 15 and 17). The reasons for default notifications from lending banks (non-payment (three or more overdue payments, etc.), applications for rehabilitation/bankruptcy, applications for the New Start Fund, and credit management information) are categorized by age. This data serves as basic data for assessing demand for public debt adjustments (rehabilitation/bankruptcy/new recovery committees, etc.) for heavily indebted individuals or for New Start Fund/National Happiness Fund debt adjustment programs. It can also be utilized for developing and promoting customized financial welfare programs tailored to different age groups and crisis situations, as well as for credit/debt management consulting.</dct:description>
                <dct:title xml:lang="kr">한국자산관리공사_연령대별 부실사고 통지 현황(햇살론)</dct:title>
                <dct:title xml:lang="en">Korea Asset Management Corporation_Status of Non-Performing Loan Accidents by Age Group (Haetsal Loan)</dct:title>
                <dct:issued rdf:datatype="http://www.w3.org/2001/XMLSchema#date">2025-11-05</dct:issued>
                <dct:modified rdf:datatype="http://www.w3.org/2001/XMLSchema#date">2025-11-05</dct:modified>
                <dct:publisher>
                    <foaf:Organization>
                        <foaf:name>한국자산관리공사</foaf:name>
                        
                    </foaf:Organization>
                </dct:publisher>
                <dcat:contactPoint>
                    <vcard:Organization>
                        <vcard:organization-unit>기금관리처</vcard:organization-unit>
                        <vcard:hasTelephone rdf:resource="051-794-3740"/>
                    </vcard:Organization>
                </dcat:contactPoint>
                <dct:conformsTo ></dct:conformsTo>
                <dcat:theme>일반공공행정 - 재정·금융</dcat:theme>
                <dcat:keyword xml:lang="kr">대출사고,부실통지,햇살론15,햇살론17,새출발기금,국민행복기금,회생,파산</dcat:keyword>
                <dcat:keyword xml:lang="en">Loan accident,Bad notice,Sunshine Loan 15,Sunshine Loan 17,New Start Fund,National Happiness Fund,recovery,bankruptcy</dcat:keyword>
                <dct:rights>이용허락범위 제한 없음</dct:rights>
                <dct:accrualPeriodicity>연간</dct:accrualPeriodicity>
                
                <dcat:landingPage rdf:resource="https://www.data.go.kr/data/15151367/fileData.do"/>
                <dcat:distribution>
                    <dcat:Distribution>
                        <dct:accessURL ></dct:accessURL>
                        <dcat:description></dcat:description>
                        <dcat:format>csv</dcat:format>
                        <dct:issued rdf:datatype="http://www.w3.org/2001/XMLSchema#date">2025-11-05</dct:issued>
                        <dcat:title>한국자산관리공사_연령대별 부실사고 통지 현황(햇살론)_20241231</dcat:title>
                    </dcat:Distribution>
                </dcat:distribution>
                <dct:spatial></dct:spatial>
                <dct:temporal>2020년 1월 1일 - 2024년 12월 31일</dct:temporal>
            </dcat:Dataset>
        </dcat:dataset>

        <dcat:service>
            <dcat:DataService>
                <dcat:contactPoint>
                    <vcard:Organization>
                        <vcard:organization-unit>기금관리처</vcard:organization-unit>
                        <vcard:hasTelephone/>
                    </vcard:Organization>
                </dcat:contactPoint>
                <dct:description>국민행복기금 보증대출상품(햇살론15·17)에 대해, 대출은행 측의 부실사고통지 사유(미납(3회차 이상 연체 등), 회생·파산신청, 새출발기금 신청, 신용관리정보등재)를 연령별로 분류한 통계자료를 CSV 파일 형태로 제공하는 데이터입니다.<br/>과중 채무자의 공적 채무조정(회생·파산·신복위 등) 또는 새출발기금·국민행복기금 채무조정 프로그램 수요 등을 파악하기 위한 기초자료로, 대상별(연령대별)·위기상황별 맞춤형 금융 복지프로그램 개발 및 홍보, 신용·부채관리 컨설팅 등에 활용할 수 있습니다.</dct:description>
                <dct:title>한국자산관리공사_연령대별 부실사고 통지 현황(햇살론)</dct:title>
                <dct:issued rdf:datatype="http://www.w3.org/2001/XMLSchema#date">2025-11-05</dct:issued>
                <dct:modified rdf:datatype="http://www.w3.org/2001/XMLSchema#date">2025-11-05</dct:modified>
                <dct:publisher>
                    <foaf:Organization>
                        <foaf:name>한국자산관리공사</foaf:name>
                    </foaf:Organization>
                </dct:publisher>
                <dcat:format></dcat:format>
                <dcat:theme>일반공공행정 - 재정·금융</dcat:theme>
                <dcat:keyword>대출사고,부실통지,햇살론15,햇살론17,새출발기금,국민행복기금,회생,파산</dcat:keyword>
                <dcat:keyword>Loan accident,Bad notice,Sunshine Loan 15,Sunshine Loan 17,New Start Fund,National Happiness Fund,recovery,bankruptcy</dcat:keyword>
                <dct:rights >이용허락범위 제한 없음</dct:rights>
                <dcat:landingPage rdf:resource="https://www.data.go.kr/data/15151367/openapi.do"/>
                <dcat:endpointURL/>
                <dcat:accessURL/>
                <dct:spatial></dct:spatial>
                <dct:temporal>2020년 1월 1일 - 2024년 12월 31일</dct:temporal>
            </dcat:DataService>
        </dcat:service>
    </dcat:Catalog>
</rdf:RDF>