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    <dcat:Catalog>
        <dcat:dataset>
            <dcat:Dataset>
                <dct:description xml:lang="kr">기준시점 학자금대출 상품(일반 상환 학자금대출, 취업 후 상환 학자금대출 등)별 상환 내역(상환건수, 상환금액, 대출잔액 등)을 제공합니다.<br/>※ 학자금대출 상품별 대출잔액은 매월 말일 기준 잔액을 의미합니다.<br/>※ 공공데이터 포털(https://www.data.go.kr/) 홈 화면에서 "한국장학재단 통계연보" 검색 시 더 다양한 통계 자료를 볼 수 있습니다.<br/>※ 상세 정보는 한국장학재단 홈페이지(https://www.kosaf.go.kr/ko/tuition.do?pf=tuition_main)를 참고바랍니다.</dct:description>
                <dct:description xml:lang="en">Provides repayment details (number of repayments, repayment amount, loan balance, etc.) by student loan product (general repayment student loan, income contingent loan, etc.) at the base point. ※ The loan balance by student loan product refers to the balance as of the end of each month. ※ You can see more statistical data by searching for &amp;#39;Korea Student Aid Foundation Statistical Yearbook&amp;#39; on the home screen of the Public Data Portal (https://www.data.go.kr/). ※ For more information, please refer to the Korea Student Aid Foundation website (https://www.kosaf.go.kr/ko/tuition.do?pf=tuition_main).</dct:description>
                <dct:title xml:lang="kr">한국장학재단_학자금대출 월별 상환 현황</dct:title>
                <dct:title xml:lang="en">Korea Student Aid Foundation_Student loan monthly repayment status</dct:title>
                <dct:issued rdf:datatype="http://www.w3.org/2001/XMLSchema#date">2026-06-22</dct:issued>
                <dct:modified rdf:datatype="http://www.w3.org/2001/XMLSchema#date">2026-06-22</dct:modified>
                <dct:publisher>
                    <foaf:Organization>
                        <foaf:name>한국장학재단</foaf:name>
                        
                    </foaf:Organization>
                </dct:publisher>
                <dcat:contactPoint>
                    <vcard:Organization>
                        <vcard:organization-unit>학자금상환부</vcard:organization-unit>
                        <vcard:hasTelephone rdf:resource="053-238-2373"/>
                    </vcard:Organization>
                </dcat:contactPoint>
                <dct:conformsTo >한국장학재단 설립 등에 관한 법률 제16조</dct:conformsTo>
                <dcat:theme>교육 - 고등교육</dcat:theme>
                <dcat:keyword xml:lang="kr">상환건수,상환금액,대출잔액,학자금대출 상환,학자금대출 상품,일반 상환 학자금대출,취업 후 상환 학자금대출</dcat:keyword>
                <dcat:keyword xml:lang="en">Number of repayments,Repayment amount,loan balance,Student loan repayment,Student loan products,General repayment student loan,Student loans repayable after employment</dcat:keyword>
                <dct:rights>이용허락범위 제한 없음</dct:rights>
                <dct:accrualPeriodicity>연간</dct:accrualPeriodicity>
                
                <dcat:landingPage rdf:resource="https://www.data.go.kr/data/15128963/fileData.do"/>
                <dcat:distribution>
                    <dcat:Distribution>
                        <dct:accessURL ></dct:accessURL>
                        <dcat:description></dcat:description>
                        <dcat:format>csv</dcat:format>
                        <dct:issued rdf:datatype="http://www.w3.org/2001/XMLSchema#date">2026-06-22</dct:issued>
                        <dcat:title>한국장학재단_학자금대출 월별 상환 현황_20251231</dcat:title>
                    </dcat:Distribution>
                </dcat:distribution>
                <dct:spatial></dct:spatial>
                <dct:temporal></dct:temporal>
            </dcat:Dataset>
        </dcat:dataset>

        <dcat:service>
            <dcat:DataService>
                <dcat:contactPoint>
                    <vcard:Organization>
                        <vcard:organization-unit>학자금상환부</vcard:organization-unit>
                        <vcard:hasTelephone/>
                    </vcard:Organization>
                </dcat:contactPoint>
                <dct:description>기준시점 학자금대출 상품(일반 상환 학자금대출, 취업 후 상환 학자금대출 등)별 상환 내역(상환건수, 상환금액, 대출잔액 등)을 제공합니다.<br/>※ 학자금대출 상품별 대출잔액은 매월 말일 기준 잔액을 의미합니다.<br/>※ 공공데이터 포털(https://www.data.go.kr/) 홈 화면에서 "한국장학재단 통계연보" 검색 시 더 다양한 통계 자료를 볼 수 있습니다.<br/>※ 상세 정보는 한국장학재단 홈페이지(https://www.kosaf.go.kr/ko/tuition.do?pf=tuition_main)를 참고바랍니다.</dct:description>
                <dct:title>한국장학재단_학자금대출 월별 상환 현황</dct:title>
                <dct:issued rdf:datatype="http://www.w3.org/2001/XMLSchema#date">2026-06-22</dct:issued>
                <dct:modified rdf:datatype="http://www.w3.org/2001/XMLSchema#date">2026-06-22</dct:modified>
                <dct:publisher>
                    <foaf:Organization>
                        <foaf:name>한국장학재단</foaf:name>
                    </foaf:Organization>
                </dct:publisher>
                <dcat:format></dcat:format>
                <dcat:theme>교육 - 고등교육</dcat:theme>
                <dcat:keyword>상환건수,상환금액,대출잔액,학자금대출 상환,학자금대출 상품,일반 상환 학자금대출,취업 후 상환 학자금대출</dcat:keyword>
                <dcat:keyword>Number of repayments,Repayment amount,loan balance,Student loan repayment,Student loan products,General repayment student loan,Student loans repayable after employment</dcat:keyword>
                <dct:rights >이용허락범위 제한 없음</dct:rights>
                <dcat:landingPage rdf:resource="https://www.data.go.kr/data/15128963/openapi.do"/>
                <dcat:endpointURL/>
                <dcat:accessURL/>
                <dct:spatial></dct:spatial>
                <dct:temporal></dct:temporal>
            </dcat:DataService>
        </dcat:service>
    </dcat:Catalog>
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